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Credit card issuers understand that consumers compare interest levels (APRs), so they really often provide extremely low APRs, frequently on transfers of balance. Ab muscles low APR applies just for a couple of months and it is accompanied by an extremely high APR afterward. The high rate applies to the balance as well as new transactions if you still have a balance outstanding when the low rate ends. You could lose the low introductory price even sooner, for instance, should your re payment is also 1 day late. Check out the company`s disclosures of terms and conditions to see in the event that APR is an “introductory” rate and, it lasts if it is, how long. In the event that you obtain a card with a minimal introductory rate, make sure you will pay all of it down prior to the higher level kicks in.